Government social assistance programs across Canada help reduce child poverty through targeted financial support.
The Newfoundland and Labrador Child Benefit (NLCB) is a government benefit that gives tax‑free financial support to eligible families with children under 18 monthly. Families can access important support by learning the NLCB rules: who qualifies, how much is paid, and how to apply.
What is the Newfoundland and Labrador Child Benefit?
The Newfoundland and Labrador Child Benefit (NLCB) is money the provincial government sends to parents every month to help with the costs of raising kids. Started back in July 1999, this program now helps about 9,000 families across the province, according to the Government of Newfoundland and Labrador.
What makes this program smart is how it works with the federal Canada Child Benefit. You don’t get two separate cheques. Instead, the Canada Revenue Agency rolls both benefits into one monthly payment. Less paperwork, less confusion – just one deposit that includes both your federal and provincial benefits.
The best part of this money doesn’t count as income, so you won’t pay taxes on it. And if you’re on Income Support, getting NLCB won’t reduce your other benefits.
Who qualifies for the Newfoundland and Labrador Child Benefit?
To receive the NLCB, families must meet these requirements:
Residency: You must live in Newfoundland and Labrador and be a resident of Canada for tax purposes.
Child eligibility: You must be the primary caregiver of a child under 18 years old who lives with you.
Income threshold: Your adjusted family net income must be below $28,500 (this is the threshold where benefits begin to phase out, not a hard cutoff).
Tax filing: You and your spouse or common-law partner must file annual income tax returns, even if you have no income to report.
Immigration status: You (or your spouse/partner) must be one of the following:
- A Canadian citizen
- A permanent resident
- A protected person (refugee status)
- A temporary resident who has lived in Canada for at least 18 months
- Registered or entitled to be registered under the Indian Act
These requirements ensure benefits reach families legally residing in Canada who contribute to the tax system.
How much money can families get from NLCB in 2025?
From July 2025 to June 2026, families eligible for the full Newfoundland and Labrador Child Benefit will get:
| Child Position | Monthly Benefit Amount |
| First Child | $155.66 |
| Second Child | $165.00 |
| Third Child | $177.25 |
| Each Additional Child | $190.41 |
The payment increases with each child because every additional child still needs essentials like food and clothing.
These maximum amounts are available to families with an adjusted family net income of $17,397 or less. If your family income is between $17,397 and $28,990, you’ll receive a partial benefit. The payment amount gradually decreases as your income increases, following a reduction rate that ensures families don’t lose benefits too quickly as their earnings grow.
Source: Province of Newfoundland and Labrador – Canada.ca
How do families apply for NLCB?
The Newfoundland and Labrador Child Benefit is automatically included when you apply for the Canada Child Benefit (CCB) – you don’t need a separate application.
There are three ways to apply:
- Online: Sign in to your CRA My Account, complete Form RC66, and submit electronically.
- By phone: Call 1‑800‑387‑1193. Make sure you have your Social Insurance Number and other information ready.
- By mail: Download and complete Form RC66. Then print and mail it to your designated tax centre
New moms can also apply automatically by ticking a box when registering their baby’s birth.
If you’re new to Canada, a citizen, a temporary resident, or registered under the Indian Act but not a citizen, you’ll need Form RC66SCH
Remember that in some special cases, there are additional required documents:
- Proof of birth is required for children born outside Canada
- Proof of birth may be required for children over 12 months old at the time of application
When do NLCB payments arrive?
The Newfoundland and Labrador Child Benefit is paid on the 20th of each month, along with your Canada Child Benefit. If the 20th happens to be on a weekend or a holiday, you’ll get your payment on the last business day before that.
Here are the specific NLCB payment dates for 2025:
- January 20
- February 20
- March 20
- April 17 (due to Good Friday on April 18)
- May 20
- June 20
- July 18 (July 20 is a Sunday)
- August 20
- September 19 (September 20 is a Saturday)
- October 20
- November 20
- December 12 (getting it early for the holidays)
If your combined monthly benefit (CCB + NLCB) is less than $20, the CRA will issue your payments quarterly instead of monthly. These quarterly payments are typically made in July, October, January, and April.
Payment methods include direct deposit (fastest and most reliable) or by cheque. To set up or change direct deposit, you can use CRA My Account or call 1-800-387-1193.
Why is filing your taxes crucial for keeping NLCB?
Every year, the family’s payments stopped because they didn’t file. The CRA needs your tax return to calculate your benefit for the upcoming year.
Your 2024 tax return determines your benefits from July 2025 to June 2026. File late, and your payments stop in July until the CRA processes your return. For families living paycheque to paycheque, that gap can mean choosing between rent and groceries.
Even if you had zero income, file anyway. The tax return tells CRA:
- Your family income (for calculating benefit amounts)
- How many kids do you have
- Where you live
- Your marital status
Free tax clinics run across the province every spring for low-income families. Volunteers help you file at no cost. Check with Service Canada or community organizations for locations. There’s no excuse for missing out on benefits because of unfiled taxes.
What other provincial benefits help families?
Beyond the Newfoundland and Labrador Child Benefit, other supports include:
- Income Supplement: Added to your GST/HST credit: up to $520/year for singles, $589/year for couples, plus $231 per child under 19.
- Disability Benefit: Up to $400/month for eligible adults (18–64) with the Disability Tax Credit; $800/month if both spouses qualify. Income-tested up to $55,404.
- Senior’s Benefit: Up to $1,551/year for those 65+ with incomes under $30,078 (partial up to $43,380).
All these provincial benefits are administered through the tax system. So simply file your annual tax return, and the Canada Revenue Agency will automatically determine your eligibility and calculate your benefit amounts.
The bottom line
If you’re raising kids in Newfoundland and Labrador and struggling financially, make sure you’re getting every benefit you deserve. That monthly support can be the key to turning uncertainty into security for your children.
For families transitioning off Income Support, remember that NLCB continues. For those dealing with disabilities or approaching senior years, additional benefits exist. The province built these programs to work together, providing a safety net that recognizes different family needs.
FAQs about Newfoundland and Labrador Child Benefit (NLCB)
How do I apply for the Newfoundland and Labrador Child Benefit?
Apply through CRA using Form RC66 when registering for the Canada Child Benefit, online via CRA My Account, by phone at 1‑800‑387‑1193, or by mail. New mothers can apply for birth registration.
When are Newfoundland and Labrador Child Benefit payments made?
Payments are on the 20th of each month or earlier if it’s a weekend/holiday. Benefits under $20 monthly are paid annually in July.
Can I get the Newfoundland and Labrador Child Benefit if I'm on Income Support?
Yes, NLCB doesn’t affect Income Support, and you keep it when leaving Income Support for work.
Is the Newfoundland and Labrador Child Benefit taxable?
No, it’s tax‑free and doesn’t reduce other income‑tested benefits.
Do I need to file taxes to get the Newfoundland and Labrador Child Benefit?
Yes, you must file an annual tax return even with no income.
Can both parents receive the Newfoundland and Labrador Child Benefit?
No, it goes to one primary caregiver. Shared custody may allow splitting with CRA approval.
