Healthy Smiles Ontario: Covered Services, Eligibility, Applications

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If you have ever skipped your child’s dental visit due to the cost, Healthy Smiles Ontario can help change that. The program provides free routine and urgent dental care for eligible children and youth. While some children are automatically enrolled through other assistance programs, others can apply using a short form. Learn all about qualifying requirements, covered services, and the application process for this provincial government benefit below.

What is Healthy Smiles Ontario?

Healthy Smiles Ontario (HSO) is a government-funded dental program for children and youth up to 17 years old from low-income families in Ontario. Managed by the Ontario Ministry of Health, its goal is to ensure all children have healthy teeth and gums.

Unlike private dental insurance, HSO covers all eligible dental services for families at no cost, with no monthly premiums or hidden fees.

What Dental Services are Covered in the Healthy Smiles Ontario?

The HSO program provides comprehensive preventive, routine, and emergency assistance. However, the exact services a child needs during their check-up will be decided by a qualified dentist.

This is the list of oral health services covered by Healthy Smiles Ontario:

Service CategorySpecific ServicesFrequency of Coverage
Examinations and AssessmentsFirst Dental Visit (age 3 and under)Covered for the first visit
New Patient ExamEvery 5 years
Recall (check-up) ExamEvery 6 months
Specific Exam (non-emergency)Every 12 months
Emergency ExamUnlimited
X-rays (Radiographs)PeriapicalUp to 8 per year
Bitewing (to diagnose cavities)Up to 2 every 6 months
OcclusalOnce a year
PanoramicOnce every 2 years
Preventive ServicesPolishingUp to 2 times a year
FluorideUp to 4 times a year
SealantsLimited to permanent molars
Scaling (cleanings)Ages 0-11: Up to 15 minutes per yearAges 12-17: Up to 30 minutes per year
Restorative ServicesTemporary FillingsUnlimited
Permanent FillingsRestrictions for baby teeth
CrownsSome are covered for permanent teeth only under special circumstances
Endodontic ServicesRoot canals (restrictions for baby teeth)Covered once per tooth
Periodontal ServicesPeriodontal surgery (gum surgery)Limitations may apply
Prosthodontic ServicesDenturesWhen in need, some for permanent teeth only
BridgesWhen in need, for replacing permanent front teeth only
Oral SurgeryExtractionsUnlimited
AnaesthesiaUnconscious or conscious sedationCovered for 15 minutes to 2.5 hours per year, depending on treatment

Beyond that, additional units require pre-authorization for certain oral health conditions.

What is NOT Covered Under the Healthy Smiles Ontario?

The HSO program does not cover cosmetic or aesthetic dentistry, which includes:

  • teeth whitening,
  • orthodontics (such as braces),
  • dentures (except specific anterior tooth replacement situations). 

These services focus on appearance rather than health and function. Thus, families seeking these treatments would need to pay privately or through separate insurance coverage.

Source: Services covered by Healthy Smiles Ontario – ontario.ca

Who is Eligible for Healthy Smiles Ontario?

Children automatically qualify for and are enrolled in HSO if their family is on specific social assistance programs. Otherwise, to qualify, children must be 17 or younger, be Ontario residents, and have a household income that meets the program limits.

healthy smiles ontario income eligibility
How to qualify for the Healthy Smiles Ontario program

Automatic Enrollment in Healthy Smiles Ontario

Children are automatically enrolled in HSO if they or their family receive assistance from 1 of 4 provincial programs:

  • Ontario Works: Provincial social assistance for individuals and families in temporary financial need
  • Ontario Disability Support Program (ODSP): Financial assistance and employment support for people with disabilities
  • Temporary Care Assistance: Support for children in temporary care arrangements
  • Assistance for Children with Severe Disabilities: Financial help for families caring for children with severe disabilities

When receiving benefits from these programs, you will receive an HSO dental card in the mail without needing to complete an application.

Source: Coordination of benefits between the CDCP and Ontario’s provincial dental programs – canada.ca

Income-Based Eligibility for Healthy Smiles Ontario

Children who do not receive benefits from the programs listed above can qualify based on household income. The threshold increases by the number of dependent children.

Here are the income thresholds for HSO, effective July 1, 2025:

Number of Children in HouseholdMaximum Adjusted Family Net Income
1 child$28,523 or lower
2 children$30,682 or lower
3 children$32,840 or lower
4 children$34,999 or lower
5 children$37,158 or lower
6 children$39,317 or lower
7 children$41,475 or lower
8 children$43,634 or lower
9 children$45,793 or lower
10+ children$47,952 or lower (add $2,159 per additional child)

Notice that AFNI is the amount found on your CRA Notice of Assessment from your latest tax return. It reflects your total family income after deducting expenses and adjustments.

Emergency and Essential Services

Emergency and Essential Services (EESS) offer an alternative pathway to eligibility. While the regular HSO enrollment process is standard, emergencies can use the EESS to receive urgent care immediately. It happens even if they have not completed the usual enrollment requirements.

Source: Teeth cleaning, check-ups and dental treatment for kids – Income eligibility requirements Section – ontario.ca

How to Apply for Healthy Smiles Ontario

You can apply for Healthy Smiles Ontario online or by mail, depending on your circumstances. When your child enrolls in HSO, they get coverage each year from August 1 to July 31, or until the day before their 18th birthday, whichever comes first. 

The expiry date is shown on the front of the card. If the card expires and your child is still eligible, you can reapply at any time during the benefit year.

healthy smiles ontario application status
How to renew Healthy Smiles Ontario

Apply for Healthy Smiles Ontario Online

This is the fastest application method, through ServiceOntario’s online portal, which works for families who:

  • Have a Social Insurance Number (SIN) or Temporary Taxation Number (TTN)
  • Filed a tax return with the CRA in the previous year
  • Live at a valid Ontario address

To complete, you need your child’s date of birth, your SIN or TTN, and your family’s net income from your latest tax return. If you have a spouse or common-law partner, they need to be there to provide an e-signature. Note that each adult must use a separate email address.

Then, visit the ServiceOntario website and search for “Healthy Smiles Ontario application” to find the online form. It takes approximately 15 minutes to complete and must be done in one session, as there is no option to save it for later. 

After you submit it, Accerta will mail your Healthy Smiles Ontario dental card to you within 10-15 business days.

Apply for Healthy Smiles Ontario by Mail

This method typically takes several weeks longer to process than online submissions. To apply for HSO by mail, families can: 

  • download the General Application Form from the Ontario government website, or 
  • obtain a copy at their local public health unit or a ServiceOntario location.

After that, fill out your child’s information and family income details, as you would in the online method. Then mail the completed form to Healthy Smiles Ontario at 33 King Street West, PO Box 645, Oshawa, Ontario L1H 8X1.

No SIN/No Tax Return Exception

If you do not have a SIN or did not file a tax return last year, apply, download and fill out the Application Through Guarantor Form. Besides, you need to have your guarantor complete and sign their section.

Eligible guarantors include healthcare providers, teachers, social workers, lawyers, accountants, police officers, and other professionals listed on the form. They must be a Canadian citizen, at least 18 years old, and in good standing with their respective regulatory body.

Mail the completed guarantor form to the Oshawa address listed above. Once approved, you will receive an HSO dental card by mail. Bring it to each dental appointment to access free services.

Ontario Works First Nations Exception

If you get Ontario Works and live in a First Nations community, you need to enroll on your own. Do it by downloading the Ontario Works First Nations Verification Form and then mailing it to Healthy Smiles Ontario at Station P, PO Box 2286, Toronto, Ontario M5S 3J8.

Source: Teeth cleaning, check-ups and dental treatment for kids – How to enrol Section – ontario.ca

How Healthy Smiles Ontario works with Other Dental Plans

When your child has multiple dental coverage options, HSO is the payer of last resort. Accerta handles applications, issues dental cards, processes claims, and coordinates benefits with other insurances.

If you have private dental insurance through your employer or a purchased plan, your child might qualify for HSO. They can work together to give extra support when families provide insurance details during dental visits.

Similarly, children can be enrolled in both HSO and the Canadian Dental Care Plan (CDCP). CDCP will be the main payer, while HSO may cover extra costs not paid by CDCP.

Local Public Health Units will help with enrollment, assist families in finding dentists, and offer dental services where available. For general inquiries, you can reach ServiceOntario at 1-844-296-6306.

The Bottom Line

Healthy Smiles Ontario helps prevent minor dental issues from developing into more serious problems. Without it, children might miss out on necessary care like cleanings and checkups, which can lead to painful cavities, infections, and more expensive health issues later on. Therefore, do not miss the opportunity to apply for this program. 

FAQs about Healthy Smiles Ontario

Can children receive HSO when they are not yet enrolled?

Yes, children can receive help with urgent dental issues even if they are not enrolled. Contact your local public health unit or a participating dental provider for assistance.

Does HSO cover cases that happen outside regular office hours?

Yes. Healthy Smiles Ontario covers dental emergencies outside regular hours, but it depends on your child’s program and the emergency.

What if my family’s income increases during the HSO benefit year?

Your HSO coverage will remain in effect until July 31st of the benefit year, even if your income increases during that time. When you reapply, they will check your new income to see if you still qualify. Changes in income will not affect your coverage while it is active.

What happens if my dentist does not participate in HSO?

You have two options. First, you can ask your current dentist whether they would consider joining the program to continue treating your child. Second, you can find a new dentist who participates by contacting your local public health unit for a list of participating providers in your area. 

What documentation do I need to bring to the first dental appointment?

Bring your child’s Healthy Smiles Ontario dental card (required for all appointments), your child’s valid Ontario health card, and any relevant medical or dental history. If your child takes medications or has health conditions that the dentist should be aware of, bring a list or copies of relevant medical records.

What if families need to update their information on HSO?

If your family situation changes during the year, such as a move or changes in who lives with you, contact your local public health unit or the ServiceOntario INFOline to update your information. Keeping your contact details up to date helps ensure you receive timely renewal reminders and important program updates.

Where can families find participating dentists for HSO?

Families can find participating dentists through the online provider directory at ontario.ca/healthysmiles, by calling the ServiceOntario INFOline at 1-844-296-6306, or by contacting their local Public Health Unit.

Is there a cost associated with using Healthy Smiles Ontario?

Healthy Smiles Ontario offers free dental care for eligible children, but families must pay for any services not covered by the program.

What if I disagree with an HSO coverage decision or denial?

If you disagree with an HSO coverage decision or denial, you can appeal. First, contact Accerta, the program administrator,  to find out why your application was denied. If your first appeal is unsuccessful, you can request a formal review. 

Article source

Healthy Smiles Ontario Program – toronto.ca

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Miley Ton
Miley Ton
Miley Ton is a Senior Writer & Content Strategist at Ebsource.ca, with a focus on Canadian employee benefits. She specializes in topics like group health plans, retirement options, government programs, and workplace rights. Miley's writing will help the Canadian workforce with the knowledge needed to maximize workplace value and rights.

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